Defending Homes from Repossession for More Than a Decade
For the past 13 years, The Law Offices of Justin McMurray, P.A. has assisted Gainesville residents in fighting foreclosure. We have had successes with almost every bank and lender in the field and are more than qualified to help you defend your home from repossession. No matter what your financial situation may be, we encourage you to visit our offices for a free initial consultation. Our attorneys would be happy to answer your questions and get you started on the path to successful foreclosure defense, as well as financial freedom. Contact our firm at your earliest convenience to schedule an appointment and learn how we are experienced in every area of foreclosure defense.
Foreclosure Defense Strategies and Alternatives
Once you have received a notice of foreclosure, you only have 20 days to respond before action can be taken to repossess your home. That is why you need hire an attorney with a deep understanding of foreclosure laws in Florida, as well as the relationship between real estate law and foreclosure. By retaining an attorney from The Law Offices of Justin McMurray, P.A., you will have excellent counsel throughout the foreclosure process and will have the best possible chance of stopping foreclosure. We can also help you avoid foreclosure altogether whenever possible.
There are several ways in which our firm can help you avoid foreclosure. The first is negotiating a loan modification with your bank or lender. By modifying your loan, you could be able to afford your payments again and get out of default, therefore preventing the repossession of your home. You could also pursue a deed in lieu or a short sale. You will lose your home, but you will not have to suffer the effects of foreclosure on your credit. Foreclosure appears on your credit score for the next seven years and can make it difficult for you to obtain credit or a loan in the future. Your best choice would be to avoid foreclosure if possible, and an attorney can help you every step of the way.
Our legal team is also skilled in providing aggressive representation in civil actions taken against predatory lenders. Banks and lenders can use unfair and deceptive practices that violate the Truth in Lending Act (TILA), which was enacted to protect consumers from suffering damages due to deception and abuse by lenders. If your lender failed to inform you of any fees, interest rates, or changes to your loan, or if they demonstrated harassing or abusive conduct, you could be eligible to file a claim against them for compensation.
Contact a Gainesville Foreclosure Defense Attorney
Are you facing foreclosure in Gainesville? If so, The Law Offices of Justin McMurray, P.A. can help! Our lawyers work on a case-by-case basis to determine what options are best for your particular situation and will fight tirelessly to defend your home from foreclosure. We offer a free initial case evaluation, and our flat-rate fees are tailored to meet your needs. We also offer flexible payment plans to ensure that we are always affordable. Find out how we can help you stop foreclosure by calling today and scheduling a consultation. The sooner you contact an attorney, the higher your chances will be of saving your home!